Bankruptcy Chapter 13

Chapter 13 bankruptcy is the reorganization of your debt rather than the discharge of debt that falls under Chapter 7. Clients who may not qualify for Chapter 7 bankruptcy may recieve assistance from a San Diego chapter 13 bankruptcy attorney, Chris Bush in filing Chapter 13 bankruptcy. If you are not eligable for Chapter 7 bankruptcy, this is usually due to income or your assets.

Bankruptcy Attorney Bush gives much needed help to clients so they can arrange more time to repay some or all of their outstanding debts, and may be able to renegotiate a discount or reduction in the amount of debt they owe.

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Bankruptcy San Diego

There are 2 main types of bankruptcy for consumers:
Chapter 7 bankruptcy allows someone to eliminate the most unsecured debts in a matter of just a few months in return for giving up all of their "non-exempt" property.
Most people in debt who file for Chapter 7 may not be available to pay off unsecured debt creditors.
This is known as "no asset" bankruptcy, and most Chapter 7 bankruptcy are of this type.
Chapter 13 bankruptcy takes about 3 to 5 years. Rather than giving up property that you own, you may choose to repay a portion of your debts and live within a budget that is kept monitored closely by a bankruptcy court trustee. If you don't think you can manage required monthly payments, your Chapter 13 bankruptcy fails and your debt will remain (unless you convert to a Chapter 7 bankruptcy).

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Auto Loan Delinquency Rising

Late Car Payments?

The number of people 90 days late in car payments approaching peak levels since the subprime crisis of 2010.

If you’re late on your car payments, come in for a Chapter 13 consultation!

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