Personal Financial Management: Course Two
Get Your Certificate!
You are required to complete 2 courses in a bankruptcy case. You completed the first before your case was filed. Your second course is due no later than 60 days after your initial meeting.
There is no reason to wait – you can do the second course now!
You may go through the same company that did your first course; you will also get advertisements for other companies that provide the same service. The company will provide a certificate that must be filed with the court. Some companies will send the certificate directly to the court, some will send it to you, and some will send it to your attorney.
IT IS YOUR RESPONSIBILITY TO MAKE SURE THAT THE SECOND CERTIFICATE IS FILED WITH THE COURT.
Failure to file the second certificate will result in your case being closed without a discharge and your creditors will be able to resume collecting from you. Reopening a case to file a certificate after the case is closed will require additional attorney's fees and court filing fees.
IF YOU FAIL TO ENSURE THAT THE SECOND CERTIFICATE IS FILED THESE ADDITIONAL FEES WILL NOT BE WAIVED.