Chapter 7 Bankruptcy

Chapter 7 Mission Valley Bankruptcy

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San Diego Chapter 7 Bankruptcy Lawyer

Being in over your head in debt is frightening. Job loss, a serious illness, and the inability to work can all lead to financial strain. The combination of difficult circumstances such as these and the constant harassment from debt collectors leaves many people anxious and wondering where to turn.

San Diego chapter 7 bankruptcy attorneys D.J. Rausa and Chris Bush are dedicated to helping consumers who are overwhelmed by debt. They help them make a fresh start through Chapter 7 bankruptcy while explaining the process and addressing any concerns along the way. To discuss your financial situation and debt relief options, contact us today.

Chapter 7 Bankruptcy Options

Not everyone qualifies for Chapter 7 bankruptcy protection. Chapter 7 will allow you to eliminate most consumer debt and make a fresh start. D.J. Rausa or Chris Bush can help you determine if you qualify for Chapter 7. If not, you an still file Chapter 13 bankruptcy.

San Diego chapter 7 attorneys Rausa and Bush have the knowledge and experience to advise you throughout the process. They file the paperwork as soon as all critical information is obtained, ensuring you find timely relief to your financial stresses. They also assure that you fully understand all fees involved, including the sliding fee scale.

Stopping the Creditor Calls

When you are in financial difficulty, creditors call at all hours. They may threaten you with wage garnishment, repossession of your car or foreclosure on your house. Attorneys Rausa and Bush can make those calls stop immediately by filing Chapter 7 bankruptcy. Then you can focus on your future, not on your past.

Life After Chapter 7 Bankruptcy

When you work through a bankruptcy and come out with your credit restored, you can be confident in your financial future. Contact us to learn how to make this dream a reality. Call toll free at (619)295-3322 to schedule a free initial consultation with a San Diego chapter 7 bankruptcy lawyer.

Free initial consultation * Available 24 hours a day * Evening and weekend appointments possible

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.

www.debtdoc.com

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Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or Mr. Rausa. I chose Mr. Rausa because of his numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. Mr. Rausa personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of Mr. Rausa. I wish I could recommend 10 stars.

stars
Posted by a client - September 25, 2018

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

Debt Doc's D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Debt Doc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DJ Rausa at Debt Doc and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
Sincerely,
 CJWaldenSignature
CJW
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