Chapter 13 Bankruptcy

Chapter 13 Mission Valley Bankruptcy

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San Diego Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is a reorganization of debt rather than the discharge of debt possible under Chapter 7. Clients who do not qualify for Chapter 7 bankruptcy can get assistance from San Diego chapter 13 bankruptcy attorneys D.J. Rausa or Chris Bush in filing Chapter 13 bankruptcy. Ineligibility for Chapter 7 bankruptcy is usually due to income or assets.

Attorneys Rausa and Bush help clients arrange more time to repay some or all of their debts, and may be able to negotiate a discount or reduction in the amount of debt owed.

Chapter 13 Bankruptcy in San Diego

D.J. Rausa and Chris Bush assist clients who find themselves facing financial difficulties due to foreclosures, tax debt, student loans and child support. Contact them to see if Chapter 13 bankruptcy may be an option for you.

About Chapter 13 Debt Consolidation

In Chapter 13 bankruptcy, clients can consolidate their debt into a manageable payment plan — a single payment each month to the bankruptcy trustee. Chapter 13 can provide debt relief from:

Fees

Legal fees for Chapter 13 debt reorganization are established by the federal court and are based upon the recommendation of the United States trustee. Chapter 13 bankruptcy clients pay fees through the reorganization plan payment to the court. Chapter 13 clients typically pay only the court filing fee to attorney Rausa to begin Chapter 13 proceedings.

Contact Us to Start Over

Contact us in San Diego by calling toll free at (619)295-3322. During your free initial consultation, you can discuss your goals, concerns and financial situation with an experienced San Diego Chapter 13 bankruptcy lawyer.

Free initial consultation * Available 24 hours a day * Evening and weekend appointments possible

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.

www.debtdoc.com

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Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or Mr. Rausa. I chose Mr. Rausa because of his numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. Mr. Rausa personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of Mr. Rausa. I wish I could recommend 10 stars.

stars
Posted by a client - September 25, 2018

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

Debt Doc's D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Debt Doc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DJ Rausa at Debt Doc and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
Sincerely,
 CJWaldenSignature
CJW
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