A recent Bankruptcy Appeals Court decision changes the way plan payments are defined and when plan modifications are consequently considered allowable.

The Student Borrower Bankruptcy Relief Act of 2019 was introduced today by U.S. Senators Dick Durbin (D-IL) and Elizabeth Warren (D-MA) and by U.S. Representatives Jerrold Nadler (D-NY-01) and John Katko (R-NY-24). This is potentially exciting news for graduates with crushing student loan debt. We will be closely following this bill as it makes its way through Congress.

The payday lending industry is massive and profitable in states where it is legal. Americans borrowed nearly $29 billion from payday lenders in 2017 and paid a whopping $5 billion in fees. It’s no surprise that the payday industry has vigorously fought to fend off regulation and reform devised under the Obama administration.

Tuesday, 18 December 2018 16:18

Outstanding Student Loan Debt Reaches Record High

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The student loan debt crisis in the United States has been steadily worsening over the past 10 years. This month the total outstanding student debt reach a staggering high of $1.465 trillion! Data from the New York Federal Reserve indicates that the unrelenting climb in student loan debt shows no signs of slowing.

Friday, 07 December 2018 00:41

Brightwood School Closing

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Brightwood College Students

There can be nothing worse for a student than to have the whole school close down from underneath you, leaving you lost, dazed and confused. Now, it looks like 20,000 students of Brightwood College are locked out of school! Bankruptcy and Student Loan Lawyers like Chris Bush can help you understand your debt relief options and find a solution that best fits your financial situation.

Chris Bush Bankruptcy AttorneyWe are excited to announce the addition of San Diego bankruptcy attorney Chris Bush to the Debt Doc practice. Chris has represented many clients, not only in the area of bankruptcy, but more specifically, as an expert in the rapidly growing area of Student Loan Law.

Chris has practiced consumer and small business bankruptcy for over 12 years and worked on thousands of cases. He has a passion to fight against and dispel the prevalent and harmful misinformation regarding bankruptcy filing and debt relief options. He has the experience to steer you in the right direction and help you legally resolve your debt burden.Chris’s passion is to provide personal, compassionate and creative bankruptcy representation that yields the best possible solution for his clients suffering under crushing debt. Bankruptcy laws and procedures are often misunderstood due to the prevalence of misinformation regarding debt and bankruptcy options. Chris has practiced consumer and small business bankruptcy for over twelve years and worked on over a thousand cases. He can assist you by clarifying the options available to you and finding the best solution for your case.

Professional Experience

Chris Bush is active and has experience in the following areas of bankruptcy and debt relief.

  • Chapter 7 bankruptcy
  • Chapter 13 bankruptcy
  • Debt negotiation and reorganization
  • Foreclosure prevention
  • Tax discharge and repayment plans
  • Repossessed vehicle recovery
  • Student loan litigation
  • Discharge litigation
  • Stay litigation
  • Domestic support, child support, and alimony repayment
  • Bankruptcy claims litigation
  • Bankruptcy appeals (Federal district court and the Ninth Circuit Bankruptcy Appellate Panel)

“I know that everyone’s financial situation and burdens are unique and understand the power of listening.”

Whether you’re seeking relief from overwhelming credit card debt, medical bills, taxes, payday loans, or other personal debt, bankruptcy attorney Chris Bush can assist you in untangling the options to find the best solution for your specific debt relief case. You may be able to eliminate or reduce your tax debts, student loan debts, medical debts, or car loans. You may even be able to eliminate a home equity line or second mortgage. He’ll guide you to the best solution for your situation.

Schedule a free initial consultation with attorney Bush today. Contact us at (619)295-3322. We are available on weekdays, evenings and Saturdays for your convenience. Call us to learn how we can start you on the road to a brighter financial future.

Friday, 14 September 2018 19:42

DeVos’ Tiered Relief for Defrauded Students

The Arkansas Democrat Gazette recently reported that President Trump's administration is granting only partial loan forgiveness to most students approved for help because of fraud by for-profit colleges.

The new administration has adopted a different approach to student loan forgiveness for students defrauded by for-profit colleges. President Trump’s Education Secretary, Betsy DeVos, has rolled out a new policy of “Tiered Relief” in which defrauded students are compensated based on their earnings following completion of college programs.

California Attorney General Xavier Becerra filed a lawsuit accusing student loan processor Navient Corp. of harming consumers by failing to properly service the debts. Navient, one of the nation’s largest student loan servicers, services about $300 billion in federal and private student loans for 12 million borrowers, about 1.5 million of whom live in California.

Thursday, 03 May 2018 20:29

Chapter 13 Eligibility

Nothing can be more frustrating to a person who needs to restructure their personal finances than their inability to work with the creditors they owe. More often than not, the creditors want far more per month than they can afford. That is when seeking the advice of attorney Chris Bush becomes so necessary.

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Auto Loan Delinquency Rising

Late Car Payments?

The number of people 90 days late in car payments approaching peak levels since the subprime crisis of 2010.

If you’re late on your car payments, come in for a Chapter 13 consultation!

Compassionate. No-nonsense. Great job. Saved me $85K!

I had three choices: two large groups, or DebtDoc. I chose DebtDoc because of their numerous excellent reviews from clients as well as other attorneys. Also, I wanted someone to provide personal service and have a vested interest in my difficult student loan case.

I certainly made the right choice. DebtDoc's attorneys personally answered two of my phone calls and regularly answered my emails, even on one Sunday evening.

After 30 years of student loan "prison", he got me freedom AND he even got the US Dept. of Justice to dismiss 25% of my loans, which saved me $85K.

I feel like I have a new lease on life because of DebtDoc. I wish I could recommend 10 stars.

Client Testimonial

To whom it may concern,
DebtDoc's attorneys are extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted DebtDoc and found them to be courteous, responsive and quick to assess my situation. They were sure they could help and took time to answer all questions, which relieved much anxiety. Within months they successfully resolved the debt! With much confidence, I highly recommend DebtDoc.
Sincerely,
 CJWaldenSignature
CJW