Thursday, 21 August 2014 00:00

Filing for Bankruptcy

Filing for Bankruptcy

DO I NEED A LAWYER TO FILE FOR BANKRUPTCY?

The bankruptcy legislation significantly changed in 2005, making information technology much more difficult to register for bankruptcy security. Although you are not lawfully required to have a lawyer file for bankruptcy, consulting with an experienced bankruptcy lawyer will assist you fully understand your choices and avoid potential pitfalls. For instance, failure to get credit counseling before filing or perhaps not providing certain papers to the Court and the Trustee timely will cause your instance to be dismissed. Other problems that could result include losing your house or other property you are attempting to protect, which you otherwise may have been able to protect had you sought out legal advice. There are a quantity of bankruptcy preparer services that advertise that they can prepare and register your petition for you, however, they're forbidden from giving legal advice and they cannot represent you when a problem develops. There are a quantity of pro bono services that may be in a position to help you if you qualify for free appropriate services.

Initial Free Consultation

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Thank you DJ!

I had no idea where to start with my bankruptcy and process. After my first meeting with DJ I felt confident that things were going to go well. He helped guide me through the entire process and time. 

He's very professional and courteous, thorough and extremely knowledgeable. 

I would recommend anyone that needs a bankruptcy lawyer/ student loans. 

Don't have a second thought when choosing DJ Rausa!

stars
Posted by a client - February 15, 2016

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Mr. Rausa is extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted Mr. Rausa and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
Sincerely,
 CJWaldenSignature
CJW
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