Bankruptcy Overview (15)
Corinthian Students
There can be nothing worse for a student than to have the whole school close down from underneath you, leaving you lost, dazed and confused. Such is the most recent case of the Corinthian Colleges, Inc. owned "for profit" schools. Everest, Wyotec, and Heald College System. In California alone, it is said that over 16,000 students were sent home.
What a catastrophe!
If you're still holding the bag on an income tax debt your ex-spouse drove up, and particularly if you don’t have the wherewithal to repay it, you might be in luck. It doesn’t matter if the tax bill is a result of an understatement of earnings tax on the return, or if it’s just an underpayment of the tax due at the time--you may have a chance of absolving yourself of the obligation for payment. But you’ll have to fight for it.
Teacher Loan Forgiveness
In our experience at the Law Offices of Chris Bush, there is one part of our everyday workforce that is so underpaid, it defies all logic. School Teachers!
As we experience a shifting economy, the salaries of teachers continue to decline, while the cost of higher education and teaching credentials skyrockets. That means we see school teachers, from K-1 through high school, suffer the enormous pressure of dealing with their student loan debt.
Are you struggling under the weight of a student loan? You’re not alone.
Student loan debt cripples many student loan borrowers, including recent graduates. Many leave college with thousands of dollars in student loans. Even with a steady job, it can be difficult to meet student loan repayment obligations. Others struggle for years in an attempt to manage the student loan debt.
STRUGGLING TO PAY STUDENT LOAN DEBT?
Written by Chris BushSTRUGGLING TO PAY STUDENT LOAN DEBT?
Are you struggling to pay back your student loans? You're not alone. According to American Student Assistance, the average student loan balance as of 2012 was $24,301. Of more than 37 million borrowers, 14 percent have a student loan that is past due. That is about 5.4 million people.
Many students expect to find well-paying jobs after their college graduation. This does not always happen. With tens of thousands of dollars in student loan debt and no solid means of repayment, many individuals default on their student loans.
Mission Valley Vehicle Repossession
Written by Chris Bush
Car Repossession & Bankruptcy in San Diego
Attorney Chris Bush is committed to helping clients avoid car repossessions through filing Chapter 7 or Chapter 13 bankruptcy. He advocates for clients to keep their vehicles with a bankruptcy automatic stay. This helps protect clients from creditors and creates repayment options based on their financial situation.
Emerging Trends of Bankruptcy Law
Written by Chris Bush
San Diego attorney Chris Bush keeps himself educated with recent Bankruptcy Law trends and changes as well as any recent Court Decisions that can impact his clients. He understands the current bankruptcy laws and can help you discover what debt relief option is best for you.
Bankruptcy Is Always an Option for Consumers
Contact a San Diego bankruptcy lawyer to schedule an initial consultation. You still have the right to a fresh start. Attorney Bush will work hard to protect that right. Call us toll free at (619)295-3322.
Mission Valley & San Diego Bankruptcy and Income Tax Relief Lawyer
Although federal or state tax debt can present special difficulties for bankruptcies, attorney Chris Bush can help clients understand their specific options. Some tax debts cannot be discharged, and some or all of the debt will need to be paid after the bankruptcy has concluded.
If federal or California tax debt worries are weighing on you, your family or your business, contact Chris Bush to learn about your options. He can devise a strategy to help you achieve the highest level of tax relief possible.
Speak with Bankruptcy Attorney Chris Bush
During your attorney consultation, please bring any letters you have received regarding your tax debt as well as your own tax records. You will find out what options are available to reduce or eliminate your tax problems. Attorney Chris Bush, will work hard to obtain a fresh start for you. Contact him today to schedule an initial consultation. Call (619)295-3322.
Free initial consultation * Available 24 hours a day * Evening and weekend appointments available
Truth About Short Sales
Written by Chris Bush
Understanding the Truth About Short Sales | San Diego Attorney | Mission Valley Attorney
Avoiding More Trouble. Avoiding Short Sales.
Short sales may seem like a promising option for homeowners who want to avoid foreclosure. A bank may even agree to sell the property at a loss. However, while the bank and realtor receive some benefits — they do not have to pay large foreclosure fees — the short sale process rarely benefits homeowners. It only accelerates the time the homeowner has to move out.
Foreclosure Defense
Written by Chris Bush
San Diego Foreclosure Lawyer
San Diego foreclosure lawyer Chris Bush works closely with clients to stop foreclosures and provide relief from other real estate debt challenges.
Circumstances That May Lead to Foreclosure
Clients who are facing foreclosure are frequently victims of unforeseen circumstances. They may have suffered a serious illness and been unable to work. The house may have required essential and expensive repairs. They may have been victimized by predatory lenders. They may have borrowed money against a home that is now worth less than they owe. San Diego foreclosure attorney Chris Bush can help stop foreclosure proceedings and give clients a chance to address their financial problems.
More...
Domestic Support Obligations
Written by Chris Bush
Divorce and Domestic Support Obligations
Divorce and Domestic Support Obligations are determined under state law. Typically, where there is a state support or divorce court order, a bankruptcy court will not disrupt the state court order.
Divorce Proceedings:
The filing of a bankruptcy does not automatically stop a proceeding in divorce court from continuing. Only under certain circumstances will a bankruptcy proceeding impact a divorce proceeding.
Do I Qualify for Bankruptcy
Written by Chris Bush
Do I Qualify for Bankruptcy?
If you are considering filing for bankruptcy, the first question you should ask yourself is: do I qualify for bankruptcy? Attorney Chris Bush can help you determine the answer to that question and whether bankruptcy is right for you.
San Diego personal bankruptcy lawyer Chris Bush has developed a law practice focused exclusively on helping individuals and families find debt relief. His arguments in several California courts have influenced bankruptcy case law and he is regionally known as a lecturer on bankruptcy law. Contact him today to speak to learn about your options.
Chapter 7 Mission Valley Bankruptcy
Written by Chris Bush
San Diego Chapter 7 Bankruptcy Lawyer
Being in over your head in debt is frightening. Job loss, a serious illness, and the inability to work can all lead to financial strain. The combination of difficult circumstances such as these and the constant harassment from debt collectors leaves many people anxious and wondering where to turn.
San Diego chapter 7 bankruptcy attorney Chris Bush is dedicated to helping consumers who are overwhelmed by debt. He helps them make a fresh start through Chapter 7 bankruptcy while explaining the process and addressing any concerns along the way. To discuss your financial situation and debt relief options, contact us today.
Chapter 13 Mission Valley Bankruptcy
Written by Chris Bush
San Diego Chapter 13 Bankruptcy Attorney
Chapter 13 bankruptcy is a reorganization of debt rather than the discharge of debt possible under Chapter 7. Clients who do not qualify for Chapter 7 bankruptcy can get assistance from San Diego chapter 13 bankruptcy attorney Chris Bush in filing Chapter 13 bankruptcy. Ineligibility for Chapter 7 bankruptcy is usually due to income or assets.
Attorney Bush helps clients arrange more time to repay some or all of their debts, and may be able to negotiate a discount or reduction in the amount of debt owed.
Late Car Payments?
The number of people 90 days late in car payments approaching peak levels since the subprime crisis of 2010.
If you’re late on your car payments, come in for a Chapter 13 consultation!
Client Testimonial
Clients with Student Loans
Some information I need to evaluate your Student Loan options is contained in your National Student Loan Data System Report. Instructions for obtaining this report are available on my web site at sandiegostudentloanlawyer.com/nslds-report. Simply print/save the reports as a PDF, of all pages. Please DO NOT "DOWNLOAD" THE REPORT from the link - this creates a text file that is very difficult to read; please print the web page as a PDF file - the summary page of all loans AND the individual reports for each loan. Samples of these pages can be viewed by clicking the respective links in the previous sentence. I look forward to reviewing this report with you and assisting you with the management of your Student Loan debt.
I have prepared a brief questionnaire for you to fill out to provide me most of the information I will need. Please click this questionnaire link and provide me with the information listed. I would also like to see copies of your most recent pay stubs or other income information.
My office is located at 2727 Camino Del Rio South, Suite 135-C, San Diego, CA 92108. The main entrance to the building is on the right/west side. I am on the first floor; when you enter the building, turn right and I’m in the suite at the second door on the left. If the suite door is locked, please call or text at 619-678-1134 and I will let you in. (Unfortunately, I usually can’t hear a knock at that door.) I look forward to meeting with you and assisting you on your path back to financial freedom.