Chapter 13 Bankruptcy

Chapter 13 Mission Valley Bankruptcy

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San Diego Chapter 13 Bankruptcy Attorney

Chapter 13 bankruptcy is a reorganization of debt rather than the discharge of debt possible under Chapter 7. Clients who do not qualify for Chapter 7 bankruptcy can get assistance from San Diego chapter 13 bankruptcy attorney D.J. Rausa in filing Chapter 13 bankruptcy. Ineligibility for Chapter 7 bankruptcy is usually due to income or assets.

Attorney Rausa helps clients arrange more time to repay some or all of their debts, and may be able to negotiate a discount or reduction in the amount of debt owed.

Chapter 13 Bankruptcy in San Diego

D.J. Rausa assists clients who find themselves facing financial difficulties due to foreclosures, tax debt, student loans and child support. Contact him to see if Chapter 13 bankruptcy may be an option for you.

About Chapter 13 Debt Consolidation

In Chapter 13 bankruptcy, clients can consolidate their debt into a manageable payment plan — a single payment each month to the bankruptcy trustee. Chapter 13 can provide debt relief from:

Fees

Legal fees for Chapter 13 debt reorganization are established by the federal court and are based upon the recommendation of the United States trustee. Chapter 13 bankruptcy clients pay fees through the reorganization plan payment to the court. Chapter 13 clients typically pay only the court filing fee to attorney Rausa to begin Chapter 13 proceedings.

Contact Us to Start Over

Contact us in San Diego by calling toll free at (619)295-3322. During your free initial consultation, you can discuss your goals, concerns and financial situation with an experienced San Diego Chapter 13 bankruptcy lawyer.

Free initial consultation * Available 24 hours a day * Evening and weekend appointments possible

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D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.

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Thank you DJ!

I had no idea where to start with my bankruptcy and process. After my first meeting with DJ I felt confident that things were going to go well. He helped guide me through the entire process and time. 

He's very professional and courteous, thorough and extremely knowledgeable. 

I would recommend anyone that needs a bankruptcy lawyer/ student loans. 

Don't have a second thought when choosing DJ Rausa!

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Posted by a client - February 15, 2016

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Mr. Rausa is extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted Mr. Rausa and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
Sincerely,
 CJWaldenSignature
CJW
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