Student Loan Debt

Student Loan Debt

People in debt commonly justify their student loan debt, saying that they will be in a position to spend down their debts after they graduate and begin working full-time.

However, credit card debts and automobile loan debts are considered bad debt. They don’t add financial value to your life such as by increasing your web worth or your earning power.

High levels of debt – especially bad debt – at more youthful ages are leading much more pupils and young individuals to the bankruptcy courts.

Before filing for bankruptcy, youthful consumers may want to look into debt combination and debt settlement, which can enhance their monetary standing.

In debt combination, all or several of your debts are rolled into one. You’ll nevertheless owe the exact same amount of money, but you’ll be accountable for simply one bill each month, making your debt payments easier and more manageable. It can additionally conserve you cash in interest over time.

Financial obligation settlement decreases the amount you owe through negotiations with your loan providers. You can get a debt settlement business to negotiate on your behalf, or you can negotiate directly with your creditors. A successful settlement can conserve you cash.

student loan debt | student loan debt relief | student loan debt forgiveness

D.J. Rausa

With over 21 years of experience as a consumer bankruptcy attorney, D.J. Rausa stays on the cutting edge of Bankruptcy and Student Loan Law which enables him to provide vital information to his clients.

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Thank you DJ!

I had no idea where to start with my bankruptcy and process. After my first meeting with DJ I felt confident that things were going to go well. He helped guide me through the entire process and time. 

He's very professional and courteous, thorough and extremely knowledgeable. 

I would recommend anyone that needs a bankruptcy lawyer/ student loans. 

Don't have a second thought when choosing DJ Rausa!

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Posted by a client - February 15, 2016

AVVO Lawyer Rating is Superb!

Respected Legal Source

D.J. Rausa interviewed by the Wall Street Journal for article on Bankruptcy and Student Loan Debt.

D.J. Rausa is recognized as a legal expert in Student Loan Debt Resolution and the associated Bankruptcy Laws.

Read what D.J. recently told The Wall Street Journal regarding the probable rise in Student Loan Debt Resolution through Bankruptcy.

Client Testimonial

To whom it may concern,
Mr. Rausa is extremely knowledgeable with the complexities of Federal Student Loans.
I went from a thriving career to full medical disability, ending with an SSDI placement. Unfortunately, I lost everything and became unable to continue making the student loan payments, so it was in deferment for over five years. When the SSDI settled I tried to negotiate an affordable payment plan with the loan holders but they refused my efforts, instead demanding over twice the amount I could afford.
I contacted Mr. Rausa and found him to be courteous, responsive and quick to assess my situation. He was sure he could help and took time to answer all questions, which relieved much anxiety. Within months he successfully resolved the debt! With much confidence, I highly recommend Mr. Rausa.
Please contact me if you have any additional questions.
Sincerely,
 CJWaldenSignature
CJW
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